Hard Drive failure is the #1 cause of data loss. Viruses can destroy data. Losing your digital photos and financial information as a result of a hard drive failure or virus attack would be devastating.
Look at what kinds of files you have on your hard drive. QuickBooks company files, MYOB, Peachtree Accounting, financial records in other words. Digital pictures that go back to when your child was a baby, letters and documents to clients, friends or... Spreadsheets that have your entire household goods inventory. If you lose them, what you do or feel. Hard drive data recovery is expensive, with today's large capacity hard drives, recovery costs can run into a $1000 dollars or more easily.
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